help and assistance
we are here to help
As we become older, we start to think more and more about our plans for retirement. There are many things to consider such as home health care, legacy planning, final expenses planning, and more. It can be a confusing time and we know it’s serious, that’s why our agents at ALC Insure in Texas are here to help.
We specialize in life insurance, long-term care insurance, and also retirement, wealth, and income protection for medicare supplements. ALC Insure is an independent, full-service insurance agency specializing in quality insurance and financial products established to protect and ensure today’s Texas senior’s health, life, long-term care, and retirement needs
Providing quality products along with sensible and valuable solutions
The success and growth of ALC Insure is based on our core values…honesty, loyalty, integrity, excellence, leadership, respect and selfless service. Our philosophy and driving determination is to provide quality products along with sensible and valuable solutions to our clients in a timely manner without compromising any degree of quality or integrity.
Our Services
Medicare Supplement Insurance Plans
The Centers for Medicare & Medicaid Services (CMS) is the Federal agency responsible for administering Medicare, Medicaid and several other health-related programs...
Life Insurance
One of the best things you can do to ensure the protection and financial well-being of your loved ones is to buy life insurance.But, it can be frustrating and overwhelming to get coverage. Policy sorting can raise more...
Car Insurance
For many seniors, finding reliable, affordable car insurance in Texas can be challenging. If you're on a fixed salary or having been covered by the same firm for many decades, it can be a little intimidating to make changes...
Home Insurance
Whether it’s a house, condo, or apartment, there’s no place like home. Protect the place you call home with our flexible and customizable coverage. You’ve worked hard to establish a comfortable home where...
Reverse Mortgage
A reverse mortgage is a type of mortgage loan only available to homeowners aged 62 or older A HECM is different from all other types of mortgages.It does not become due for as long as the homeowner lives in the property as..
401(k) Employee Retirement Plans
You want to make sure, as an employer, that you retain the best workers. Providing employee benefits such as 401(k) retirement plans is a major factor considered by potential employers when looking for the right job, and ALC Insure..
Roth IRA
Unlike the regular IRA, you get no upfront tax break for contributing to a Roth IRA. Your savings, however, accumulate inside the IRA tax-free and you will pay no taxes when you withdraw retirement funds.
Trust Services
At ALC Insure we have a wide range of fiduciary services to help you with your financial goals — whether you're setting up a trust, a private foundation, arranging estate management, or custody services...
Wills
The decision to make a will is an important step in ensuring that those you love will get the maximum value from your estate. Through the use of wills and other estate planning tools, you can provide for your loved ones and...
Annuities
An annuity can help you protect and grow your retirement savings, giving you confidence that you'll have the income you need to do more of what you love in retirement.
Rollovers for Retirement Plans
The best way to get your old 401k on the move. Don’t lose track of your money. We’ll help you choose a new retirement account, and handle the paperwork...
Traditional IRA
To boost your tax-deferred retirement savings, traditional IRAs can be a smart solution. If your contributions are tax-deductible, a Traditional IRA is an Individual Retirement Account to...
Medicare Advantage plans
Medicare Advantage plans, also called Part C’ or ‘MA Plans,’ were established in 2003 giving senior clients an alternative option to Original Medicare...
Part D Prescription Drug Plans
Part D plans, otherwise known as Prescription Drug Plans, are required for any client that is aging into Medicare and does not already have credible drug coverage..
Senior Tax Preparation Services
The tax season is feared by most people. Filing seems to be a lengthy and complicated operation, tax regulations are continually changing, and it's troubling not to know...